Protect your assets with Cintron Insurance Agency
Welcome to Cintron Insurance Agency Insurance
We have years of insurance experience helping clients prepare for the unknown. Ask us about protecting your family with one of our life insurance products and retirement planning resources. Having a plan in place is the best asset you can leave your family to help them adapt to life without you or your lost income. We have access to hundreds of insurance products so you can get the right one for you. We have several children's plans that will help build funds towards college or to buy their first home. These are permanent plans and there is no better time to insure your child than when they are young and healthy, especially if your family has any inherited illnesses that may be a concern. Did you know that you can list a whole life plan as an asset when they go to purchase their first home? How great would it be to take the cash value they have earned to help buy their first car when they turn 16? These plans can offer those rewards.
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Children's Plans
Children Whole Life
Children Universal Life
Children Universal Life
Children’s Whole life insurance is a type of permanent life insurance coverage designed for children 14 days old to age 17. Provide the gift of lifelong protection for your children and grandchildren through premiums that are guaranteed to never increase.
never increase.
Children’s Whole life coverage may be right if you:
- Want to lock in low childhood rates that will never increase
- Want to guarantee coverage throughout adulthood regardless of future health or occupation
- Want to invest in a policy that provides cash value, which will grow along with your child
- Want to provide the opportunity to add more coverage in the future
Children Universal Life
Children Universal Life
Children Universal Life
Help establish your child’s financial foundation with life insurance. You can’t predict your child’s future, but you can help to protect it. Colonial Life’s Juvenile Universal Life Insurance is an easy way to help establish a financial foundation for your child’s future. No matter what the future brings, your child will have the flexibility of a universal life policy to help prepare for different life stages. In addition to having a policy that can remain in force, your child can take advantage of additional coverage options during adulthood.
What are the advantages of Juvenile Universal Life Insurance? l Offers flexible premiums and death benefit amounts. l Builds cash value at current credited interest rates. l Provides access to the policy’s cash value when needed. l Offers affordable rates that are generally lower for children than adults. l Allows children to assume full ownership of their policies when they are old enough. What benefits and features are included? l Two plan design options: level death benefit (Option A) or increasing death benefit (Option B). l An Accelerated Death Benefit. l Allows the policyowner to borrow against the policy’s cash value or take cash withdrawals from cash value if needed. l A Guaranteed Purchase Option. l Rates that will not increase because the child gets older.